FILE - Graduates at the University of Toledo commencement ceremony in Toledo, Ohio, May 5, 2018. Another 78,000 Americans are getting their federal student loans canceled through a program that helps teachers, nurses, firefighters and other public servants, the Biden administration announced Thursday. The Education Department is canceling the borrowers? loans because they reached 10 years of payments while working in public service, making them eligible for relief under the Public Service Loan Forgiveness program. (AP Photo/Carlos Osorio, File)