The Federal Deposit Insurance Corp (FDIC) logo is seen at the FDIC headquarters as Chairman Sheila Bair announces the bank and thrift industry earnings for the fourth quarter 2010, in Washington, February 23, 2011. The banking industry continues to recover from the 2007-2009 financial crisis but lending will need to pick up if progress is to continue, Bair said on Wednesday. REUTERS/Jason Reed (UNITED STATES - Tags: POLITICS BUSINESS) - RTR2IZZ5