(FILES) This file photo taken on May 22, 2009 shows the sign for a Wells Fargo bank in Woodbury, Minnesota. Wells Fargo pledged September 13, 2016 to eliminate product sales goals in retail banking as it works to win back trust following a crackdown last week by a federal consumer watchdog. The move, which takes effect January 1, 2017, follows $185 million in penalties last week after the Consumer Financial Protection Bureau accused the bank of secretly opening accounts without customers' knowledge. / AFP PHOTO / AFP FILES / KAREN BLEIERKAREN BLEIER/AFP/Getty Images