I moved into my new apartment two weeks ago. One morning after taking a shower, I remembered I left something in my car. I went outside with just a towel on and went to open my door when my towel accidentally dropped, exposing my naked body and an erection. To my surprise, a neighbor was out walking her dog and saw what happened. I bashfully greeted her, covered up, and went inside. About twenty minutes later, she knocked on my door. We talked for about five minutes, and I got to know her pretty well. She was forty-two, short, had one kid and a decent body. One thing led to another, and she gave me oral and then we had sex.