NEW YORK, NY - SEPTEMBER 20: Co-Founder and Executive Chairman, RIDGE-LANE Limited Partners Thomas J. Ridge and Former Homeland Security Advisor to United States President George W. Bush and TV personality Frances Fragos Townsend speak at the 2016 Concordia Summit - Day 2 at Grand Hyatt New York on September 20, 2016 in New York City. (Photo by Riccardo Savi/Getty Images for Concordia Summit)